Assets are simply the money you’re using for your down payment and closing costs. Sounds straightforward, right?

Here’s the truth though: underwriters don’t care what you have—they care what you can prove. If your money doesn’t leave a clean paper trail, it’s basically invisible.

In this video, we’ll cover:

• Money in Bank Accounts

• Investment Accounts

• Retirement Accounts

• Gift Funds

• Proceeds from the Sale of a Previous Home

• Personal Assets

• Business Assets

• Cryptocurrency

• Down Payment Assistance