Why Mortgage Like A Mother?
Since 1998, I’ve guided homebuyers through purchases and refinances, and have seen it all—the good, the great, and the ugly. I’ve watched too many families get hurt by bait-and-switch tactics, bad advice, and rushed decisions in a process that should feel empowering, not confusing. Early in my career I realized that being responsible for a family’s home changed my perspective on everything. My career is not transaction-oriented, but driven by each and every client’s desire and need to have the best possible lending experience. Mortgage Like A Mother is the natural evolution of that belief. This website exists because you don’t know what you don’t know—and in mortgages, not knowing can be financially fatal.
Mortgage Like A Mother was built to give you clarity, order, and protection before you start shopping for a home. It will allow you to build knowledge and confidence the right way—so you never have to say, “I just didn’t know.”
4 Important Reasons
Why it’s so important to get preapproved BEFORE you start shopping for your new home!
Lingo
Understand mortgage terms & their meaning and how they can impact your mortgage preapproval.
Prequalification VS. Preapproval
We break down the real difference between a prequalification and a preapproval—and why confusing the two can cost you the home of your dreams.
How Credit Scores Work
We answer 6 of the most commonly asked credit questions and end the confusion.
How To Protect Your Credit
Protection is a Mother's job! We show you how to guard against all the lions and tigers and bears!
Your TRUE W-2 Income
In the mortgage world, income isn’t about what you make—it’s about what we can prove, document, and average correctly according to underwriting guidelines. Let's learn how!
Self-Employed Income
(The “It’s Complicated” Edition)
It's time to break down how self-employed income is calculated, why tax returns matter so much, and how to avoid the common mistakes that catch business owners off guard during their pre-approval process.
Assets
Assets are the funds used for your down payment and closing costs. Regardless of their source, they must be properly documented, have a clear paper trail, and be accessible in a way that meets underwriting guidelines. Let's learn more.